ASSUMABLE VA loan with a 2.3% RATE!! Competitive co-op 3%! Welcome to this stunning 2-story home nestled in Hidden Valley Farm's exceptional new build community with NO HOA! With its flawless design and meticulous maintenance, this residence offers an unparalleled living experience. Boasting 4 bedrooms and 3 bathrooms, this spacious abode provides ample room for you and your loved ones. Step inside and discover a versatile flex room adorned with charming French doors. Whether you envision it as a home office, a playroom, or a cozy reading nook, this space can adapt to your needs. Continuing inside, be captivated by the open concept layout connecting the kitchen and living room. This fluid design creates an inviting atmosphere, perfect for entertaining guests or spending time with family. Kitchen features granite-slab countertops, decorative backsplash, stainless-steel appliances, walk-in pantry, and center island with additional breakfast bar seating and storage. Unfinished basement, offering incredible potential for customization with 9' ceilings and plumbed in with water and sewer lines. Whether you envision it as a versatile storage area, a dedicated at-home gym to enhance your fitness routine, or transform it into a personalized living space, the possibilities are yours to explore. Laundry Room is conveniently located on the upper level with bedrooms! Primary Bedroom features a private 5-piece bath and dual walk-in closets. Loft is perfect for a playroom or media area. What sets this home apart is its affordability compared to new builds still under construction/waiting to break ground. Enjoy the advantages of a like-brand-new home without the wait or the higher price tag! Sprinkler system in front and back yards, ADT Security System, Tankless Hot Water Heater, fenced back yard. Enjoy two community parks with walking trails, and highly-rated Windsor RE-4 schools! Severance High School only a few minutes walk away.